Dec 18, 2025 · Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about its types, pros, and cons to make an informed decision.

Term life insurance covers you for a specific number of years and a fixed amount of money. It can act as a safety net and give financial help to your loved ones if you pass away unexpectedly.

Jan 7, 2026 · To find the best life insurance companies and term policies for you, our editors analyzed over 500 coverage details and carefully considered the ones that matter most to term …

Jan 6, 2026 · NerdWallet's editorial team highlights term life policies sold by some of the best life insurance companies in the U.S., so you can find the right coverage for you and your family.

Nov 13, 2025 · Term life insurance lasts for a specific period of time, anywhere from one to 30 years, and only pays out a death benefit if the insured dies within this time period. Because it …

Oct 29, 2025 · A term life insurance policy is the simplest form of life insurance: You pay a premium for a period of time — typically between 10 and 30 years — and if you pass away …

Sep 17, 2025 · Term life insurance is a simple, affordable way to protect your loved ones financially. Learn how it works, who it’s for and how to choose the right coverage for your …

Term life insurance provides coverage during a specific period of time, such as 10, 20 or 30 years. If you pass away during that term and you're up to date on your policy payments, your...

Dec 1, 2025 · The most common term life insurance policy duration is 10 years. If the insured lives beyond the specified period in which the policy is active, the policy simply expires and the …

Term life insurance pays a specific lump sum to your loved ones, providing coverage for a specified period of time – typically until a change in active employment status (e.g. retirement, …