Why do lenders even bother asking for collateral? Well, it all boils down to risk. Lending money is a risky business, and lenders want to minimize their potential losses. If a business goes belly ...

Jump to more details ] Kiva uses crowdfunding to lend money ... collateral to receive the loan. The lender considers factors beyond your credit when evaluating your application, such as business ...

The financing is available, but loan terms and approval requirements vary widely Reviewed by Margaret James Fact checked by Yarilet Perez When you need a small-business loan—either to fund your ...