Deferred annuities are good for investors who are not yet retired and/or do not have enough money to fund their entire annuity with a single payment. Fixed annuities are not tied to a portfolio or ...

You’ll want to know what’s involved with each before making a purchase. A fixed annuity is a financial product that guarantees a set interest rate over a predetermined period of time.

An annuity earns interest with either fixed or variable rates, and the buyer specifies the terms of the annuity when they purchase the contract. For instance, the buyer might specify the number of ...

So, the short answer is that a good annuity rate in 2025 will depend on the type of annuity you're considering. Generally, ...

With a defined benefit annuity, agents can now offer a fixed indexed annuity that is more relevant, valuable and timely than ever. It’s a powerful new way to connect with clients, differentiate ...

The contract owner decides who the beneficiary will be. Bonus Credit or Bonus Rate: Some fixed annuity contracts offer a higher interest crediting rate in the first year of the annuity contract.

An annuity charges a premium upfront, with other management fees often rolled into the cost. Fixed, variable, and indexed annuities offer different investment options with varying risk profiles.