Wells Fargo Everyday Checking vs. Axos Bank Rewards Checking For those aiming to maximize interest, it might be worth navigating through a few hoops to build your own APY of up to 3.30% with Axos ...

Wells Fargo bank account deposits are FDIC insured up to $250,000, or $500,000 for joint accounts. This means your money is safe even if Wells Fargo were to shut down.