The bottom line. The FDIC has protected American bank customers for over 90 years; in that time, no one has lost a penny of FDIC-insured funds. But remember, FDIC insurance has its limits.

Key takeaways The FDIC is an independent agency of the U.S. government that protects bank customers from losing their money in a bank should it fail. Deposits are insured for up to $250,000 per ...

How the FDIC protects your money Insurance coverage limits. When you have a deposit account at an FDIC-backed bank — such as a savings account, checking account, money market account, or ...

FDIC is insurance provided by the federal government that protects deposits in U.S. banks up to $250,000. Here’s how it works.

The agency unveiled several deregulatory measures at a Tuesday board meeting, including a measure to tie regulatory ...

If you keep more than $250K at any one bank, you might worry whether your money is fully protected by the FDIC. See 6 simple ways to insure your excess deposits.

Project 2025, however, does not explain what this would mean for the FDIC’s responsibilities and functions, and it’s unclear if government-backed deposit insurance would be reduced or fully ...

FDIC insurance coverage is applied per bank. The more accounts you have at one bank, the more likely you are to exceed coverage limits. If you had three money market accounts at three different ...

Project 2025 proposes merging the FDIC with other federal banking agencies, but it’s unclear how that merger would affect government-backed deposit insurance.

Project 2025 proposes merging the FDIC with other federal banking agencies, but it’s unclear how that merger would affect government-backed deposit insurance.

Project 2025 proposes merging the FDIC with other federal banking agencies, but it’s unclear how that merger would affect government-backed deposit insurance.