When debtors face financial struggles, accounts can be marked as settled or written-off. Settled accounts show partial ...

Your credit report plays a critical role in your financial life. From determining your eligibility for loans to influencing your credit card interest rates, this document provides ...

A rejection of a loan does not hurt your credit score in and of itself—but repeat denials may affect your file.

Pay your bills on time The biggest component of your credit score, 35%, is “payment history.” Anyone who’s thinking of lending you money wants to know, quite simply, whether you pay your ...