How long it takes to get the bonus: Wells Fargo will deposit your bonus within 30 days after the 90-day qualification period—so roughly 120 days after you open your account. The bank will verify ...

The bonus offer for the Bank of America account is currently only $200, and the $12 fee is waivable. U.S. Bank vs. Wells Fargo. U.S. Bank is smaller than Wells Fargo by nearly every measure.

The premier checking account is for customers with $250,000 or more in "statement-ending-qualifying-linked-balances." The prime checking account requires a $20,000 end-of-statement balance.

Wells Fargo's $300 Everyday Checking account bonus offer was set to expire April 1 but has been extended to June 25. You can get $300 for depositing just $1,000.

Wells Fargo has four checking account options while Bank of America has three. Both banks offer checking sign-up bonuses for new customers, and your account comes with a debit card.